Home Loans



More than a mortgage, it's a loan that makes a home. 

At MCBank, we believe in the pride created by homeownership, and in the opportunity to turn a house into a home. That's why we offer many home loan options, designed for nearly any buyer. 

When you trust MCBank for your home loan, you'll receive personal service throughout the process, with your loan officer answering questions and keeping you informed each step of the way. And because we're in your community, we understand the unique characteristics that can impact your home purchasing decision. 

So when you're ready for a home loan, see us first! We're here to help. 

Home loan options

Our many loan options include:

  • 30-year fixed, conventional mortgage
  • Shorter-term fixed loans
  • Jumbo loans
  • FHA, VA and USDA loans
  • Low down payment loans through Fannie Mae & Freddie Mac
  • Homeready and Home Possible loans
  • Land and acreage
  • Construction loan
  • Cash-out loan
  • Home refinance
  • Home equity
  • Home improvement
  • Construction
  • Retirement and vacation home
  • Specialty properties



Personal Loans

  • Personal Expenses
  • Autos – New or Used
  • Recreational Vehicles - RV/Camper, UTV, ATV, Boats