Farm & Ranch Checking Accounts

Star Checking Account (Military & Seniors 62+)

• $50.00 minimum deposit to open
• No monthly service charge
• No monthly minimum balance
• No charge for the first standard debit card per account holder (Instant Issue available for additional fee)
• No charge for basic/single check orders for life of account

MCBank Club Checking 

• $50.00 minimum deposit to open
• $10.00 monthly insurance fee which provides customers the following security benefits:
  • $20,000.00 Accidental Death & Dismemberment Insurance (individual)
  • $100,000.00 Common Carrier Insurance
  • $1,500.00 Dependent Children Accidental Death & Dismemberment Coverage
  • CyberScout ® - Lifestages- Identity Theft 911
  • Cellular Telephone Protection
  • Roadside Assistance
  • Unlimited check writing
  • No charge for personalized standard basic safety checks
  • No charge for first year rental of safe deposit box
  • No charge for up to five money orders & cashier’s checks per month
  • No ATM fees for withdrawals from bank-owned ATMs
  • No charge for the first standard debit card per account holder (Instant Issue available for additional fee)

Money Market Account

• $1,000.00 minimum deposit to open
• Interest bearing account
  • Interest rate and annual percentage yield may change at bank’s discretion
  • Interest will be compounded and credited to the account every monthly statement cycle
• $10.00 service charge if the lowest daily balance during the monthly cycle is below $1,000.00
• Limited withdrawal transactions per monthly cycle
  • No more than six withdrawals or transfers to another account or to a third party by means of a preauthorized or automatic transfer, telephone order, computer transfer, check, draft, debit card or similar order to a third party